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Why Every Michigan Adult Should Have a Will—Even If You Don’t Think You’re Wealthy

By Roxane Kaye • 11/18/2025

Many Michigan adults put off writing a will because they believe it’s only for the wealthy. The truth is, every adult in Michigan—no matter their income, age, or assets—should have a will in place. A properly drafted will protects your loved ones, simplifies the probate process, and ensures your wishes are honored under Michigan law.

At Kaye Law Office, PLLC, we help individuals and families throughout Fenton, Grand Blanc, and Genesee County create estate plans that provide peace of mind and legal clarity.

1. Michigan Law Determines What Happens If You Don’t Have a Will

If you pass away without a will in Michigan, your estate is distributed according to Michigan’s intestate succession laws—not your personal wishes. The probate court will follow a set formula that may not reflect your relationships or intentions. For example:

  • If you’re married with children from another relationship, your assets might be divided in ways you didn’t expect.

  • If you’re unmarried but have a long-term partner, they may receive nothing.

  • If you have minor children, the court—not you—will decide who becomes their guardian.

Having a Michigan will ensures that you, not the state, decide how your assets and responsibilities are handled.

2. A Will Simplifies the Probate Process in Michigan

While most estates must go through probate in Michigan, having a clear, legally valid will can make the process smoother, faster, and less expensive. Your will guides the probate court and your personal representative (executor) in carrying out your wishes—reducing confusion, disputes, and delays for your family.

At Kaye Law Office, our attorneys draft wills that meet all Michigan probate and estate law requirements, helping your loved ones avoid unnecessary legal complications.

3. You Have More Assets Than You Think

Even if you don’t consider yourself “wealthy,” you likely have assets worth protecting:

  • Your home or real estate

  • Vehicles

  • Checking and savings accounts

  • Life insurance policies

  • Retirement accounts (401k, IRA)

  • Sentimental or family heirlooms

Without a will, these assets may not go to the people you intend. A will gives you control—so your property passes according to your wishes, not government formulas.

4. Protecting Your Children and Loved Ones

For Michigan parents, one of the most important reasons to have a will is naming a guardian for your minor children. If both parents pass away without a will, the probate court decides who will raise your children. A will allows you to choose someone you trust and to outline your wishes for your children’s care and inheritance.

Even if you don’t have children, your will can include instructions for caring for pets, supporting charities, or leaving specific gifts to loved ones.

5. Wills Are Part of a Broader Michigan Estate Plan

A will is just one piece of a comprehensive estate plan. At Kaye Law Office, PLLC, we often recommend that Michigan adults also consider:

  • Durable Power of Attorney – for managing finances if you become incapacitated

  • Healthcare Power of Attorney and Living Will – to express your medical preferences

  • Trusts – for tax efficiency, privacy, or avoiding probate for certain assets

Together, these documents ensure your wishes are respected both during your lifetime and afterward.

6. Life Changes—Your Will Should Too

Major life events such as marriage, divorce, having children, or buying property are all good reasons to review or update your will. Michigan law automatically revokes certain provisions (like those involving an ex-spouse), but keeping your estate plan current avoids confusion later.

Our team at Kaye Law Office in Fenton, MI can review your existing documents to ensure they align with your current circumstances and Michigan law.

Final Thoughts: Control, Clarity, and Peace of Mind

Creating a will isn’t about wealth—it’s about control and clarity. Whether you own a modest home or a large estate, your will ensures your loved ones are cared for and your wishes are legally honored.

At Kaye Law Office, PLLC, we’re proud to help Michigan families protect what matters most through thoughtful, personalized estate planning.

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